Level 3 Award in Dealing with Particularly Vulnerable Consumer Debtors

Tuesday, 16 September 2025 11:55:28

International applicants and their qualifications are accepted

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Overview

Overview

Dealing with Particularly Vulnerable Consumer Debtors

is an award designed for professionals who work with individuals facing financial difficulties. This course aims to equip learners with the skills to handle vulnerable debtors, providing a supportive and non-judgmental approach. Some key concepts include understanding the causes of debt, identifying vulnerable groups, and developing strategies to help individuals get back on track. The course covers topics such as debt counseling, budgeting, and referrals to external resources. By completing this award, learners will gain a deeper understanding of the complexities surrounding consumer debt and how to provide effective support. Take the first step towards becoming a more empathetic and skilled debt advisor – explore this course today and start making a positive impact on the lives of those struggling with debt.

Dealing with Particularly Vulnerable Consumer Debtors is a comprehensive course that equips learners with the skills to handle complex debt cases, providing a sense of fulfillment and career advancement opportunities. By mastering the techniques and strategies outlined in this award, learners will be able to dealing with vulnerable consumers with confidence, ensuring a positive outcome for all parties involved. The course covers essential topics such as debt assessment, risk management, and communication techniques, as well as the importance of empathy and understanding in debt recovery. With this award, learners can expect to enhance their career prospects and develop a deeper understanding of the debt recovery process.

Entry requirements

Educational Background:

  • Previous Qualification: Applicants should have successfully completed a Level 2 qualification (e.g., GCSEs, Level 2 Certificate, Diploma) or hold an equivalent credential. Higher qualifications are also accepted.

    OR
  • Relevant Experience: Candidates with over 1 year of professional experience in their respective industry are encouraged to apply, as their practical knowledge is highly valued.

Age Requirement:

  • Minimum Age: Applicants must be 16 years or older. This program is designed to support both recent school leavers and those with some professional experience in advancing their careers.

International applicants and their qualifications are accepted.

Step into a transformative journey at LSIB, where you'll become part of a vibrant community of students from over 157 nationalities.

At LSIB, we are a global family. When you join us, your qualifications are recognized and accepted, making you a valued member of our diverse, internationally connected community.

Course Content

•
Dealing with Debtors in Distress: Identifying Vulnerable Consumers •
Understanding the Impact of Debt on Mental and Physical Health •
Debt Management Plans: A Framework for Sustainable Debt Reduction •
Communication Strategies for Working with Vulnerable Debtors •
Assessing and Managing Debtors at Risk of Suicidal Ideation •
Collaboration with Other Agencies and Professionals •
Dealing with Debtors Who Are Unwilling to Engage •
Debt Recovery Strategies for Vulnerable Debtors •
Supporting Debtors with Complex Needs •
Dealing with Debtors Who Have Experienced Trauma

Assessment

The evaluation process is conducted through the submission of assignments, and there are no written examinations involved.

Fee and Payment Plans

30 to 40% Cheaper than most Universities and Colleges

Duration & course fee

The programme is available in two duration modes:
6 months: GBP £1250
9 months: GBP £950 This programme does not have any additional costs.
The fee is payable in monthly, quarterly, half yearly instalments.
You can avail 5% discount if you pay the full fee upfront in 1 instalment

Payment plans

6 months - GBP £1250

● Payment option (a): GBP £416 x 3 monthly instalments
● Payment option (b): GBP £1187.50 x 1 instalment (We offer 5% bursary on total fee for students opting to pay in full)

9 months - GBP £950

● Payment option (c): GBP £190 x 5 monthly instalments
● Payment option (d): GBP £475 x 2 quarterly instalments
● Payment option (e): GBP £902.50 x 1 instalment (We offer 5% bursary on total fee for students opting to pay in full)

40% Cheaper

Our course fee is up to 40% cheaper than most universities and colleges.

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Accreditation

 British Awarding Association (BAA)

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  • 1. Complete the online enrolment form and Pay enrolment fee of GBP £10.
  • 2. Wait for our email with course start dates and fee payment plans. Your course starts once you pay the course fee.
  • Apply Now
    •

Got questions? Get in touch

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+44 75 2064 7455

admissions@lsib.co.uk

+44 (0) 20 3608 0144



Career path

Key facts about Level 3 Award in Dealing with Particularly Vulnerable Consumer Debtors

The Level 3 Award in Dealing with Particularly Vulnerable Consumer Debtors is a qualification that focuses on equipping learners with the skills and knowledge required to handle debtors who are struggling financially, often referred to as "vulnerable" debtors.
This award is designed to be completed over a period of 12 months, with learners required to complete 12 units of study, including 3 mandatory units and 9 optional units.
The learning outcomes of this award include understanding the causes and consequences of debt, identifying vulnerable debtors, and developing effective strategies for debt management and recovery.
The industry relevance of this award is high, as it is recognized by the Financial Conduct Authority (FCA) and is required for those working in debt collection and debt advice roles.
By completing this award, learners will gain a deeper understanding of the complexities of debt and be able to provide more effective support to vulnerable debtors, ultimately contributing to better debt outcomes and reduced financial harm.
The award is also relevant to those working in related fields, such as financial services, credit management, and consumer protection, as it provides a comprehensive understanding of the issues surrounding debt and the skills required to address them.
Overall, the Level 3 Award in Dealing with Particularly Vulnerable Consumer Debtors is an essential qualification for anyone working in debt collection, debt advice, or related fields, and is a valuable investment for those looking to advance their careers in these areas.

Why this course?

Level 3 Award in Dealing with Particularly Vulnerable Consumer Debtors is a crucial qualification in today's market, particularly in the UK where consumer debt levels have reached record highs. According to a report by the Financial Conduct Authority (FCA), there were over 1.9 million people in England and Wales who were struggling with debt in 2020, with 1 in 5 households affected.
UK Consumer Debt Levels
1.9 million people in England and Wales were struggling with debt in 2020.
1 in 5 households were affected by debt.
The FCA reported that 62% of debt cases were related to credit card debt.
The average debt per household was £4,300.

Who should enrol in Level 3 Award in Dealing with Particularly Vulnerable Consumer Debtors?

Dealing with Particularly Vulnerable Consumer Debtors is a critical skill for those working in the debt industry, particularly in the UK where 1 in 5 adults are struggling with debt.
Ideal Audience: This award is designed for debt collectors, credit managers, and financial advisors who work with consumers who are struggling with debt, including those who are experiencing mental health issues, homelessness, or other forms of vulnerability.
Key Characteristics: Prospective learners should have a good understanding of debt laws and regulations, as well as experience working with vulnerable consumers. In the UK, this may include those who have completed a Level 2 qualification in Money Advice and Guidance or have experience working in a debt collection agency.
Learning Outcomes: Upon completion of this award, learners will be able to assess and manage debt for particularly vulnerable consumers, including those who are experiencing mental health issues or homelessness. They will also understand how to communicate effectively with vulnerable consumers and refer them to relevant support services.

Insights

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