OTHM Level 3 Award in Dealing with Consumer Debtors

Wednesday, 18 February 2026 09:21:49

International Students can apply

Apply Now     Viewbook

OTHM Level 3 Award in Dealing with Consumer Debtors

Overview

The OTHM Level 3 Award in Dealing with Consumer Debtors is designed for individuals seeking to enhance their knowledge and skills in managing consumer debt. This course covers key topics such as debt collection strategies, negotiation techniques, and legal considerations. Ideal for professionals in finance, customer service, or debt recovery roles, this qualification equips learners with practical tools to effectively handle debtors and improve financial outcomes. Take the next step in your career and enroll in this comprehensive program today!


Explore the OTHM Level 3 Award in Dealing with Consumer Debtors and unlock new opportunities in the field of debt management.

Embark on a transformative journey with the OTHM Level 3 Award in Dealing with Consumer Debtors. This comprehensive course equips you with the essential skills to effectively manage consumer debtors, enhancing your employability in the finance sector. Learn to navigate complex debt recovery processes, negotiate payment plans, and provide valuable financial advice to clients. With a focus on ethical debt collection practices and legal compliance, you'll stand out as a trusted professional in the industry. Elevate your career prospects and make a positive impact on individuals struggling with debt. Enroll now to unlock a world of opportunities in debt management. (5)

Entry requirements




International Students can apply

Joining our world will be life-changing with a student body representing over 157 nationalities.

LSIB is truly an international institution with history of welcoming students from around the world. With us, you're not just a student, you're a member.

Course Content

• Understanding consumer credit
• Legislation and regulation in consumer credit
• Assessing consumer creditworthiness
• Dealing with consumer debtors
• Negotiating with consumer debtors
• Managing consumer debt
• Resolving consumer debt disputes
• Providing advice and guidance to consumer debtors
• Implementing debt recovery processes
• Monitoring and reviewing consumer debtors' accounts

Assessment

The assessment is done via submission of assignment. There are no written exams.

Fee and Payment Plans

30 to 40% Cheaper than most Universities and Colleges

Duration

The programme is available in two duration modes:

6 months: GBP £1250
9 months: GBP £950
This programme does not have any additional costs.
The fee is payable in monthly, quarterly, half yearly instalments.
You can avail 5% discount if you pay the full fee upfront in 1 instalment

6 months - GBP £1250

9 months - GBP £950

Our course fee is up to 40% cheaper than most universities and colleges.

Apply Now

Accreditation

Awarded by an OfQual regulated awarding body

Apply Now

  • 1. Complete the online enrolment form and Pay enrolment fee of GBP £10.
  • 2. Wait for our email with course start dates and fee payment plans. Your course starts once you pay the course fee.
  • Apply Now

Got questions? Get in touch

Chat with us: Click the live chat button

+44 75 2064 7455

admissions@lsib.co.uk

+44 (0) 20 3608 0144



Career path

Debt Collection Agent As a Debt Collection Agent, you will be responsible for contacting consumers to collect overdue payments and negotiate repayment plans. Strong communication and negotiation skills are essential in this role.
Credit Control Clerk Credit Control Clerks are responsible for monitoring and managing the credit control process within an organization. They ensure that debts are paid on time and maintain accurate records of consumer accounts.
Collections Specialist Collections Specialists work with consumers to resolve outstanding debts through negotiation and payment arrangements. They may also be involved in skip tracing and legal proceedings.
Debt Recovery Officer Debt Recovery Officers are responsible for recovering debts on behalf of creditors. They may work for debt collection agencies, financial institutions, or law firms to pursue legal action against delinquent debtors.
Credit Analyst Credit Analysts assess the creditworthiness of consumers and businesses to determine their ability to repay debts. They analyze financial data, credit reports, and payment histories to make informed lending decisions.

Key facts about OTHM Level 3 Award in Dealing with Consumer Debtors

The OTHM Level 3 Award in Dealing with Consumer Debtors is designed to equip individuals with the necessary skills and knowledge to effectively manage consumer debtors. The course covers topics such as understanding consumer credit, debt collection techniques, and legal aspects of debt recovery.
Upon completion of the course, learners will be able to demonstrate an understanding of the key principles and practices involved in dealing with consumer debtors. They will also be able to apply effective debt collection strategies and comply with relevant legislation and regulations.
The duration of the OTHM Level 3 Award in Dealing with Consumer Debtors typically ranges from 3 to 6 months, depending on the mode of study and individual learning pace. The course is delivered through a combination of online learning materials, tutor support, and assessments.
This qualification is highly relevant to professionals working in the financial services industry, debt collection agencies, and consumer credit organizations. It is also beneficial for individuals seeking to enhance their knowledge and skills in dealing with consumer debtors in a compliant and ethical manner. Overall, the OTHM Level 3 Award in Dealing with Consumer Debtors provides a valuable credential for those involved in debt management and recovery processes.

Why this course?

The OTHM Level 3 Award in Dealing with Consumer Debtors holds significant importance in today's market, especially in the UK where consumer debt levels are on the rise. According to recent statistics, the average UK household debt stands at £60,363, with consumer credit increasing by 6.6% in the past year alone. This highlights the pressing need for professionals equipped with the necessary skills to effectively manage and address consumer debtors. The OTHM Level 3 Award provides learners with essential knowledge and practical techniques to handle consumer debtors in a fair and ethical manner. In today's competitive market, where customer satisfaction and financial stability are paramount, having a qualification in dealing with consumer debtors can set individuals apart and enhance their career prospects. Furthermore, with the current economic uncertainties and the impact of the COVID-19 pandemic, the demand for professionals who can navigate the complexities of consumer debt management is higher than ever. The OTHM Level 3 Award equips learners with the expertise to assist individuals in financial distress, negotiate repayment plans, and provide valuable support and guidance during challenging times. In conclusion, the OTHM Level 3 Award in Dealing with Consumer Debtors is a valuable qualification that addresses the current trends and industry needs in the UK market.

Who should enrol in OTHM Level 3 Award in Dealing with Consumer Debtors?

The ideal audience for the OTHM Level 3 Award in Dealing with Consumer Debtors are individuals seeking to enhance their knowledge and skills in managing consumer debt.
This qualification is perfect for debt advisors, financial counselors, and customer service representatives looking to better assist clients struggling with debt.
In the UK, where consumer debt is a prevalent issue, this course provides valuable insights and strategies for addressing debt-related challenges.